- homeowner lease option
Sell Your House Without a Realtor While Getting Paid Every Month
If your house is not selling… or you’re tired of being a landlord… there may be a simpler way forward.
EstateMatchUSA’s Lease Option Program is designed for homeowners and landlords who want a more predictable path: monthly income, reduced stress, and a clear path toward selling the home at a fair price.
- Guaranteed monthly rent payments
- Less hands-on management
- No realtor commissions
- A structured path toward a future sale
Do Any Of These Situations Sound Familiar?
Do you own a vacant home that you’d like to offload while getting predictable income at the same time?
Or a home you’ve been actively trying to sell… but haven’t had any serious buyers?
Or maybe you enjoy the monthly rental income, but you’re tired of landlord headaches like repairs, maintenance, and managing tenants.
If any of these situations sound familiar, our Lease Option Program may be the perfect fit.
For many homeowners, the issue is not the property itself. The issue is that the traditional options are no longer producing the result they want.
You may be searching for things like:
- sell my house fast
- house not selling
- sell house without realtor
- alternatives to selling a house
- how to sell a rental property
- tired of being a landlord
- guaranteed rent program
If so, you’re in the right place.
The Problem With Traditional Selling and Renting
Many homeowners find themselves stuck in one of two frustrating situations:
Trying to Sell
A home that sits on the market with little interest. A home that
should have sold months ago continues sitting. And the longer it
goes on, the more draining it becomes.
Managing a Rental
A rental that may produce income, but comes with constant headaches:
- Vacancies
- Maintenance issues
- Tenant turnover
- Chasing down rent payments
- Repairs and unexpected costs
That is why so many people begin looking for creative ways to sell a house, owner financing when selling a house, seller financing real estate options, or other alternatives to selling a house the traditional way. Because the truth is, traditional selling and traditional landlording are not the only paths available.
A Simpler, More Predictable Way Forward
Our Lease Option Program is designed to create a better experience for property owners who want a structured solution.
Instead of continuing to wait for the right buyer… Instead of continuing to deal with vacancies, turnover, and day-to-day landlord responsibilities… You enter into a structured agreement that allows you to:
- Receive guaranteed monthly rent payments
- Lock in a fair market price
- Choose a preferred timeline
- Eliminate vacancy and uncertainty
- Create a clear path toward a future sale
At EstateMatchUSA, our goal is simple: create a straightforward path that gives you predictability, peace of mind, and a clear next step.
What You Get
We structure a lease option agreement directly with you that allows you to:
- Receive guaranteed monthly rent payments
- Lock in a fair market price
- Choose your preferred timeline
- Eliminate vacancy and uncertainty
- Let someone else handle ongoing maintenance and repair items that come up
Instead of your property sitting or competing with other homes… You step into a position where:
- Your property is producing consistent income
- Your sale price is already agreed upon upfront
- You have a clear path to getting cashed out
This is designed to be simple, predictable, and low-stress.
Submit Your Property
Guaranteed Income Beats Higher "Asking" Rent That Isn't Being Collected
One of the biggest mindset shifts for property owners is understanding the difference between advertised income and actual income.
A property can be listed at a higher rent amount… But if it sits vacant, that number is just an idea.
Income only matters when it’s actually being collected.
For many owners, the most painful part of the process is not the monthly amount itself. It is the uncertainty.
Not knowing when the property will rent.
Not knowing when it will sell.
Not knowing when the next expense will hit.
Not knowing how long the property will continue sitting.
This program is designed to remove as much of that uncertainty as possible and replace it with structure. That is where the value is.
Why Property Owners Choose EstateMatchUSA
Guaranteed Monthly Rent
You receive consistent on-time payments each month.
Higher Quality Occupants
The structure attracts people who are preparing for long-term stability and tend to treat the home with more care.
Reduced Landlord Headaches
No chasing down rent. No day-to-day frustrations. No constant back-and-forth that traditional renting often creates.
Maintenance and Repairs Handled
When maintenance and repair items come up, we pay for them, not you.
Predictable Exit Strategy
The purchase price is agreed upon upfront, creating a clear path toward sale.
No Realtor Commissions
If your goal is to sell your house without realtor involvement or avoid traditional selling costs, this structure can be an attractive alternative.
Mission-Driven Approach
Our broader mission is centered on creating true housing solutions and helping create real paths toward homeownership for the right people.
Traditional Renting vs Lease Option With EstateMatchUSA
Traditional Renting
- Vacancies between tenants
- Constant tenant turnover
- Repairs and maintenance requests
- Chasing down rent
- Short-term occupants
- Competing with hundreds of other rentals
- Ongoing management stress
- Unclear exit strategy
Lease Option With EstateMatchUSA
- Guaranteed rent payments
- Stronger commitment to the home
- We handle maintenance, repairs, and utilities
- Dramatically reduced landlord involvement
- Clear path toward future sale
- More predictable structure
- Less day-to-day stress
- A more hands-off experience
For many landlords searching how to sell a rental property or wondering whether there is a guaranteed rent program that makes more sense than continuing to self-manage, this is often the kind of solution they’ve been looking for.
What Most Homeowners Don't Realize
Most people believe there are only two ways to deal with a property: Sell it. Or rent it.
But there is a third path that many property owners never hear about until they are already frustrated.
Generate income
Avoid vacancy
Secure your price
Move toward a sale
If your house is not selling, or if you are simply tired of being a landlord, you do not have to keep forcing a system that is no longer serving you. You may just need a different structure.
Common Questions Straight Answers
We understand that this is a different approach than traditional selling or renting,
so naturally, many property owners have questions.
How is this different from just renting my property?
With traditional renting, you are still responsible for the usual landlord issues.
Vacancies. Repairs. Tenant turnover. Payment issues. Management stress.
With our program, you receive consistent monthly payments, there is a structured path toward a future sale, and we handle the day-to-day responsibilities that make traditional landlording so exhausting.
This is not just about renting the home out.
It is about creating income while positioning the property to be sold at a truly fair sales price.
What if I just keep trying to sell it?
You absolutely can.
But many owners who come to us have already spent months waiting, lowering the price, relisting, or trying FSBO with little result.
The longer a property sits, the more frustrating the process becomes.
This gives you a way to move forward instead of continuing to wait.
Why wouldn't I just manage tenants myself??
You can.
But many owners eventually realize that the issue is not whether rent can be collected.
The issue is everything that comes with it.
Late payments. Repairs. Turnover. Stress. Constant management.
Our structure is designed to replace those moving parts with more predictability and less involvement.
Is this the same as owner financing?
It falls within the broader world of creative finance and structured real estate solutions.
The key difference is that this program is designed to give you monthly income, a secured future sale price, and a clear plan without relying on the traditional selling process.
What if my home hasn't sold yet?
That is one of the most common situations we help with.
If you’ve been searching sell my house fast, house not selling, or alternatives to selling a house, there’s a good chance this page was built for exactly the kind of situation you’re facing.
Active Demand / What We’re Looking For
Homes We’re Currently Looking For
Preferred property types:
3–4 bedroom single family homes
Clean and move-in ready properties
Suburban neighborhoods preferred
Homes in good school districts
Urban metro neighborhoods accepted on a case-by-case basis
We evaluate homes nationwide, but we are especially active in select priority markets where this model tends to perform especially well.
Some of our priority markets include:
In traditional sales, buyers use banks which is why they require large down payments, strict approvals, and fixed structures.
In a creative finance structure, you become the bank.
That means:
Atlanta, GA metro
Charlotte, NC metro
Chicagoland / Northwest Indiana
Cleveland, OH metro
Columbus, OH metro
Fayetteville-Springdale-Rogers, AR
Fort Wayne, IN
Huntsville, AL
Indianapolis, IN metro
Jonesboro, AR
Memphis, TN metro
Milwaukee, WI metro
Ocala, FL
Oklahoma City, OK metro
Orlando, FL metro
Pittsburgh, PA metro
Raleigh-Durham, NC metro
South Bend-Elkhart, IN
Tampa/St Pete, FL Metro
Toledo, OH
Within those broader states, we are often especially interested in strong suburban markets and family-friendly areas where well-kept homes are in steady demand.
Even if your home is outside one of those markets, we still encourage you to submit it. We review properties across the country and evaluate them individually.
Property Requirements
To ensure a strong experience for property owners, homes that get accepted into our program typically meet the following criteria.
Each property is reviewed individually, but the following characteristics are generally preferred:
- 3+ bedrooms
- 1.5+ bathrooms preferred
- Major systems functioning and operational such as plumbing, electrical, and HVAC
- Older built homes accepted
- Recently built homes accepted
- Renovated homes accepted
- Dated homes that may need cosmetic updating accepted
- Homes not in need of major repairs
- Garage preferred
Homes that meet these criteria typically perform best within the lease option program and tend to move through the process the smoothest.
The main thing we try to avoid is significant structural distress or properties needing heavy renovation.
Is Your Property a Good Fit?
Not every property is a perfect match for our program, and that’s actually a good thing.
Our goal is to create successful outcomes for everyone involved, which means we look for homes that fit certain basic criteria.
The good news is that many properties qualify, especially homes that may not have sold yet or landlords who are looking for a simpler path forward.
Your property may be a great fit if:
- The home is currently vacant or becoming vacant soon
- Even with months left on your tenant’s lease, your home can be added to the waiting list
- You would like predictable monthly income without managing tenants
- The home is in overall livable condition
- Major systems like plumbing, electrical, and HVAC are functioning
- You are open to a structured lease-to-own path toward a future sale at a fair price
- You would prefer a long-term occupant who treats the home like their own
If this sounds like your situation, there’s a strong chance your property may qualify.
Who This Program Is For And Who It Is Not For
This Program Is A Great Fit For Property Owners Who:
- Own a home that has been difficult to sell on the traditional market or FSBO
- Have a vacant property they would like to generate income from
- Enjoy the idea of monthly rental income but don't want landlord headaches
- Prefer someone who treats the home with care, dignity, and respect
- Would like a structured path toward eventually selling the home at a fair price
- Own a property that is in overall livable condition with functioning systems
- Are open to a lease-purchase structure
This Program May Not Be The Best Fit If:
- The property requires major structural repairs or extensive renovation
- You prefer to handle the day-to-day and all that entails
- The home is located in an area with extremely low demand
- You want to keep the property as a traditional rental
- You are not open to a structured lease-to-purchase agreement
Contact us as we do purchase select properties on a case-by-case basis.
Why This Makes Sense For So Many Owners
Most property owners who reach out to us are dealing with one or more of the following:
- Vacant properties
- Price reductions
- Landlord headaches
- Properties that are not selling
- Uncertainty around when or how they will finally exit the property
You get paid.
You get a more hands-off solution.
You keep your price structure in place.
You have a defined exit.
Bottom line: this is designed to be simple, predictable, and low-stress.
We Only Take On A Limited Number Of Properties
This is not a volume-based model where every property gets accepted. We are selective by design.
Because every property we take on requires proper evaluation, careful structuring, and ongoing coordination.
Our goal is not just to do more deals. Our goal is to create successful outcomes for the homeowners we work with.
If you are seeing this page right now, that means we are currently evaluating additional homes. But availability can fill quickly depending on demand, timing, and market fit.
It takes less than 30 seconds.
What Happens After You Submit Your Property
Our team reviews the property details
We evaluate whether it fits our current criteria
If it looks like a strong match, we reach out to discuss next steps
We explain the full structure so you can decide if the program makes sense for you
No pressure. Just a straightforward conversation.
Our goal is clarity, not confusion.
We Evaluate Properties Nationwide
if your property isn’t in one Of our current priority markets, We review homes across the country.
If your property is located in Florida, Tennessee, Indiana, or Illinois, that may be especially worth submitting right now.
But if it’s elsewhere, we still want to take a look.
Submit Your Property
Prefer to speak with us first? Schedule a quick call.
Own your home free and clear? This section is especially relevant to you.
What Could Creative Financing Look Like For Your Property?
If your home is free and clear, there is an opportunity to structure a sale where you receive monthly income, earn interest over time, and collect more overall than a traditional sale.
For some owners, especially those with little or no underlying debt, there are additional structuring options beyond a standard lease-option.
Instead of taking a discounted price or a one-time payout, this approach allows you to create income, control the terms, and build a more profitable outcome over time.
How This Works
In traditional sales, buyers use banks which is why they require large down payments, strict approvals, and fixed structures.
In a creative finance structure, you become the bank.
That means:
You set the price (we agree to your full number)
You earn interest on your equity
You receive consistent monthly income
You avoid the hassle of ownership
Instead of taking a large discount…
You earn more over time through:
- Interest income
- Full purchase price
- Structured payouts
Instead of just selling your home…
you get paid like the bank.
What People Are Saying
Lease Option / Owner Calculator
Estimate your potential income and mortgage coverage.
Results
These results are estimates. Schedule a time to verify your numbers and explore the best option for your situation.
This calculator is for illustrative purposes only. This estimated offer is just that, an estimate. An accurate offer varies greatly based on factors including (but not limited to) property condition, specific market location, the homeowner’s situation and title status. To get a custom and accurate offer based on your unique situation and property details, submit your property to see if it’s a fit and book a call with us
Traditional Sale vs Creative Finance
A traditional sale gives you a one-time payout, but comes with commissions, closing costs, negotiations, and limited flexibility.
A creative finance structure creates:
- Monthly income
- Interest earnings over time
- A defined balloon payoff
- A higher total payout
Want To See The Real Numbers For Your Property?
These projections are estimates.
We’ll walk you through the exact numbers based on your property, your goals, and the best structure to maximize your outcome.
This calculator is for educational and illustrative purposes only. Actual deal structure, terms, and final figures will vary based on the property and the official agreement.
$0
Total You Could Collect
These are estimated projections based on structured payment scenarios.
Own your property free and clear with no mortgage? This section is especially relevant to you.
What Could Creative Financing Look Like For Your Property?
If your home is free and clear, there is an opportunity to structure a sale where you receive monthly income, earn interest over time, and collect much more overall than a traditional one-time sale.
If you do have a mortgage, we want to ensure your mortgage payment gets covered! Please use the first calculator above.
For some owners, especially those with little or no underlying debt, there are additional structuring options beyond a standard lease-option.
Instead of taking a discounted price or a one-time payout, this approach allows you to create income, control the terms, and build a more profitable outcome over time.
If you have any questions, book a call to speak with a team member.
$0
Total You Could Collect
These are estimated projections based on structured payment scenarios.